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For RDC Success in 2013, Add Training to Your New Year’s Resolutions
Imagine a dealership where no one knows how to drive. It’s a ridiculous thought, of course. After all, how can someone sell a car without understanding the value proposition it offers? The same is true for RDC. For a financial institution to succeed in offering RDC products, it…

Time to Start Selling RDC
Remote deposit capture is poised for significant growth in large part because of explosive growth in smart phone adoption. Indeed, smart phones have given RDC a cool factor that surpasses anything we’ve ever before seen in financial services; even ATMs. Yet, despite many banks offering RDC…

RDC and the Art of Survival
Remote deposit capture is the hottest new twist to banking since the introduction of ATMs. With some of the largest banks in the country now onboard with mobile RDC – stoking consumer interest and giving it a cool factor – RDC generally and mobile RDC in particular are fast becoming…

Making RDC a Mac-Friendly Process
Now that the Thanksgiving holiday is behind us, and our year-end rituals kick in (like shopping and budgeting), it seems a good time for reflection and planning. Not just as individuals; reflection and planning is critical to business success, too. This is especially the case as generational…

Over Cautious Bankers May Risk Customer Defections
I recently had the honor and pleasure of presenting at the McKinsey & Co. payments symposium. This is an event that regularly draws senior level executives from the largest banks in the country. Bankers in attendance were eager to learn about mobile RDC. Not that they were in the dark…

Reflections on Money2020
Last week in Las Vegas the odds were favorable for emerging payments and other financial services, as anyone with a stake in the future of money was there attending the Money2020 Expo. This sold-out event – the first of its kind – attracted innovators in retailing and communications…

Mobile RDC Makes Prepaid Debit a Practical Bank Alternative for Underbanked
It’s sounds incredible, but it’s true: in 21 st Century America more than one in four households is either unbanked or underbanked, according to the Federal Deposit Insurance Corporation’s (FDIC) latest national survey. In addition, the ranks of the unbanked and underbanked are…

Seeing the Magic in RDC
There was magic in the air in Orlando last week, and it wasn’t limited to Disney. As a lead sponsor of the RDC Summit we worked some magic, bringing to the stage a captivating and memorable performance by David Harris, a renowned corporate entertainer. David’s little sleight of hand…

For CUs, Growth is About Capturing the Imagination of a New Generation of...
We read and hear a lot about Generation Y these days, and for good reason. Numbering an estimated 80 million, Gen Y is the fastest growing segment of the economy. In fact, VISA estimates that by 2030 Gen Y’s numbers will exceed the combined total of all other age groups. Allow me to…

For Banks, Remaining Relevant is About Embracing Change
One key way banks can remain relevant in today’s economy is to reach and retain new, younger customers. This is no small challenge, as evidenced by the latest statistics from the FDIC. The FDIC’s just published 2011 National Survey of Unbanked and Underbanked Households reveals…

Reflections on FinovateFall2012
As many of you know, Finovate Fall, the financial technology showcase, was held last week in New York City. Cachet was honored to be among the 63 companies that were chosen to demo their unique financial technology innovations. (For more information on our product, CheckReview™, read…

Unparalleled Fraud Detection and Mitigation: That’s the RDC Advantage
Check fraud is a multi-billion dollar problem and a perpetual thorn in the sides of financial services providers and their clients. Yet as remote deposit capture technologies mature and take hold that paradigm has begun to shift. With state-of-the-art applications like CheckReview™, from…

Mobility Drives New Generation of Banking
These are exciting times we live and work in. The near ubiquity of smart mobile devices, combined with the proliferation of prepaid card and electronic check technologies are dismantling barriers that have left tens of millions of Americans without affordable access to mainstream financial…

Welcome to CheckIn
At Cachet, we’ve witnessed the evolution of remote deposit capture as it’s become a game-changer in financial services. Yet, most financial institutions have barely begun to extract the real value that RDC solutions bring to customer relationships. We believe that’s about…