Alternative Financial Services

Solutions for the way people use money today

As an alternative financial services (AFS) organization, you’re uniquely in tune with the way your unbanked and underbanked consumers live and manage their money. You need solutions to help you fully connect with their lifestyles, so you can maximize those critical relationships. That’s where Cachet comes in. 

Smoother-running programs, stickier customer relationships

At Cachet Financial Solutions, we deliver a range of cloud-based SaaS remote deposit capture (RDC) and mobile money management solutions to innovative AFS organizations that offer prepaid cards, check cashing and telecommunications services. Our industry-leading offerings will allow you to expand your geographic reach and attract new customers, create stickier relationships, and extend the life of your current prepaid card program. 

Technological firsts – Select Mobile™ Prepaid and Select Mobile™ Money

When you partner with Cachet, you’ll leverage our breakthrough tools including Select Mobile™ Prepaid, the first mobile check capture solution tailored to the prepaid market, and Select Mobile™ Money – the first mobile prepaid platform. These solutions empower your AFS organization to offer consumers convenient and secure anywhere-anytime access to self-service banking services via an easy-to-use mobile application on their smart phone or tablet that is tied to their prepaid card.

Select Mobile™ Prepaid makes check-to-card loading easy

With Select Mobile™ Prepaid, cardholders can:

  • Load check funds onto their prepaid card via their smart phone or tablet
  • Eliminate trips to a check cashing establishment
  • Enjoy ultimate simplicity by snapping a photo of the front and back of their payroll or other endorsed check with an app on their mobile device, and transmitting a high-quality image using our patent-pending CheckReview™ tool for approval

Once the submitted check amount is approved by the financial service organization that issued the card, the funds are loaded onto the prepaid card. Then, the cardholder has the option to pay a fee for “instant good funds,” which would give them immediate access to their money, or wait several days until the check clears. 

Select Mobile™ Money delivers a full suite of services

Our award-winning Select Mobile™ Money solution, available for Apple and Android operating systems, offers:

  • Check-to-card loading
  • A full suite of financial services in one convenient mobile application – expedited bill pay, remittance, airtime top up, card-to-card transfer and more 
  • Ways for unbanked and underbanked consumers to eliminate the inconvenience and cost of accessing multiple providers for everyday financial services


Explore these RDC and mobile money management solutions, or Contact Us to discuss your needs:

Consumer Solutions

Select Mobile™ Prepaid – Mobile Capture for Loading to Prepaid Cards
Select Mobile™ Money – Mobile Money Management for Prepaid Cards
Select Mobile™ Account Opening – Mobile Photo Account Opening
Select Mobile™ NowPay – Mobile Check Payment

Commercial Solutions

Select Business™ – Merchant Capture for PC, Mac and Mobile Users

Risk Mitigation

CheckReview™ – Real Time Image Verification for RDC