Omni-Channel Solutions Can Help Drive Small Business RDC Adoption

Small business is big business for a growing number of smaller financial institutions, and mobile RDC is helping to drive this trend. One in five banks with assets under $100 million today offers mobile deposit to small business customers, according to the consulting firm Celent….

Navy Federal Buxx Card Gets Turbo-Charged with Select Mobile™ Money

Having money is important. Having tools that help manage the money you have to maximum advantage, however, is even more important. Parents understand this all too well. That’s why it falls upon us to teach our children principles of good money management at an early…

Prepaid is a $2.6 Billion Opportunity for Banks and Credit Unions

Prepaid debit cards are changing the way many people bank and manage their finances. It’s not just the unbanked and the under-banked, either. Prepaid debit card users include a wide swath of Americans, all with one common goal: to take control of their finances. They…

Holding the Line on Deposit Fraud

Payments is a business fraught with risks, not the least of which is fraud. The possibility that a check or other form of payment used in a transaction might turn out to be fraudulent has been a perennial problem for financial institutions and their customers….

New Prepaid Mobile Platform Adds Functionality, Flexibility to Product Line

Here at Cachet, remote deposit is our core product. Our success at this is demonstrated every day by innovative companies like the Ingo Money Network, the Simple mobile bank, the H&R Emerald card, and Yellow Pepper Mobile, a mobile pioneer in Latin America. Now we…

Mobile RDC is About More than Just Checks

In just 10 years, remote deposit capture has significantly altered the financial services marketplace. Yet we’ve barely scratched the surface of possibilities RDC creates. By eliminating brick and mortar from the customer service equation, RDC enables an array of synergistic banking and payment products, including…

Let Us Help Manage Your RDC Risk Appetite

This week the Cachet team travels to Denver for the official roll out of CheckRisk Pro™ at BAI Retail Delivery 2013. CheckRisk Pro is Cachet’s response to growing concerns banks and credit unions have about risks when remote deposit capture is added to the product…

Supercharging Prepaid Card Programs with Mobile Apps

Prepaid debit card adoption is flourishing as more and more Americans look for alternatives to traditional bank accounts. Last year Americans loaded nearly $200 billion onto prepaid debit cards, and year-over-year growth continues at a healthy clip. Unfortunately, prepaid cards have not been a great…

Don’t Forget Baby Boom Generation; It Still Carries Plenty of Market Clout

There has been plenty of discussion – including here at Cachet – about the opportunities the mobile channel creates for financial institutions to attract a new generation of consumers, namely Millennials. However, as large a group as it may seem Millennials lack the financial clout…

4 Steps to a Successful Market Plan: #4 Measurement

Monitoring and measuring the results of an RDC initiative is all too often an over-looked and under-valued part of the implementation process. It is, however, a crucial piece to understanding your program’s current success and determining new or improved ways to ensure the program continues…