||Complete and sign 3 or 4 page residential loan application Form 1003 and
attached loan info sheet, credit authorization and fair lending notice. Page 4
of the application is a continuation page in case you need additional space for
your assets or liabilities. If you make a mistake while filling out the
application cross it out, and make a change. Do NOT use white out.
||If you are salaried: provide two years W-2 and one month of paystubs
OR if you are self-employed: provide two years tax returns
and a YTD profit and loss statement.
||If you own rental property, please provide rental agreements and two years
||If you wish to speed up the approval process, please also provide three
months bank statements for each bank, stock and mutual fund account.
||Provide recent copies of any stock brokerage or IRA/401K accounts that you
||If you are requesting a cash out refinance please provide a letter
explaining what you plan to do with the proceeds.
||Provide copy of divorce decree if applicable.
||If you are NOT a US citizen provide us with a copy of your green card
(front & back), or if you are NOT a permanent resident provide us with your
H-1 or L-1 visa.